
CLU (Chartered Life Underwriter) Practice Tests
540 questions for CLU (Chartered Life Underwriter) with every answer explained, in 6 timed tests. Written in-house, not affiliated with The American College.
- 540 questions mapped to the CLU (Chartered Life Underwriter) syllabus, written in-house
- 2 full-length, timed mock exams at the real pass standard, plus 4 topic drills
- A full explanation on every answer, right and wrong
- Kept current against the latest published syllabus
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Practice built to pass, not to pad the count
Original, not recycled
Written in-house to the published syllabus. No real exam papers, no shared braindumps.
Every answer explained
Learn why the key is right and why each distractor is the tempting trap.
A route, not a score
Topic tests find your weak areas; the timed mock confirms readiness.
Real exam standard
Timed and marked at the actual pass mark, so the score means something.
540 questions across 6 tests
| Practice test | Coverage | Questions |
|---|---|---|
| Topic drill 1 | 90 | |
| Topic drill 2 | 90 | |
| Topic drill 3 | 90 | |
| Topic drill 4 | 90 | |
| Full mock 1 | All LOs, exam pace | 90 |
| Full mock 2 | All LOs, exam pace | 90 |
| Total | 540 |
What the tests cover
- 01Risk and risk management
- 02The insurance mechanism
- 03Legal aspects of the insurance contract
- 04Personal risk management and needs
- 05Types of life insurance
- 06Policy provisions and options
- 07Taxation of life insurance
- 08Trusts
- 09Federal gift tax
- 10Federal estate tax
- 11Buy-sell agreements
- 12Executive benefits
A sample question, in the course style
A business owner is unsure whether a warehouse will suffer a theft loss during the coming year. In risk terminology, this uncertainty about whether the loss will occur is called:
- ARisk
- BPeril
- CHazard
- DLoss exposure
Risk is the uncertainty surrounding whether, or to what degree, a loss will occur. A peril is the cause of loss, a hazard is a condition that increases the chance or size of loss, and a loss exposure is the thing exposed to loss.
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Questions, answered
Are these the real exam questions?
No. Every question is written in-house to the current published syllabus. There are no real exam papers and no shared braindumps.
Will this guarantee I pass?
No. These are study aids to help you practise to the real standard and find your weak areas. Use them alongside the official syllabus and study materials.
Topic tests or the full mock first?
Start with the topic tests to find your weak areas, then sit the full timed mock to confirm you are ready before you book.
How many times can I take the tests?
Lifetime access on Udemy with unlimited retakes, and you get every future update.
What if the course isn't right for me?
Udemy offers a 30-day money-back guarantee on your purchase.
GradePath Learning is an independent education provider and is not affiliated with, endorsed by, or approved by The American College of Financial Services. ChFC, CLU and RICP are trademarks of The American College of Financial Services, used here only to identify the exam these practice tests prepare you for.

